Business Car Loans, Without the Hassle

Get behind the wheel faster with flexible finance options tailored for business owners and ABN holders. Competitive rates, fast approvals and expert support without the unnecessary delays.

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No impact on credit score

45+ Lenders Australia Wide

Obligation-Free Quotes

Why Choose a Business Car Loan with Finance Barn?

Business-Focused Finance

Perfect for tradies, contractors, and business owners with limited paperwork or irregular income.

Fast Approvals

Simple applications with quick processing to help you get on the road faster

Low Doc Options Available

Solutions for businesses that prefer a simplified application process without extensive financial paperwork.

Tailored to Your Needs

We tailor your loan to match your cash flow and business needs

How Business Car Loans Work at Finance Barn

At Finance Barn, we specialise in helping Aussie businesses get the vehicles they need to keep moving. Whether it is a ute for on-site jobs, a van for deliveries, a sedan for client meetings, or a fleet of vehicles for a growing team, we can connect you with a loan that fits your needs.

Every business is different, so we look at your goals, cash flow, and any GST considerations before matching you with a finance option that makes sense for your situation. Our aim is to make the process simple, straightforward, and tailored for Australian businesses.

What You Can Expect From a Business Car Loan with Finance Barn

Low Doc Loans Options

No need for extensive documentation (for eligible ABN holders)

GST-friendly options

Quick turnaround from application to approval

Loans for cars, utes, vans, or commercial fleets

StructRepayment terms that match your business cycleured repayment terms that suit business cycles

Am I Eligible for a Business Car Loan?

You may be eligible if you’re a:

A sole trader, business owner, or running a start-up in Australia

ABN holder (with or without GST registration)

ABN holder (with or without GST

registration)

Business operating for 3 months or more ideally but we can help Day 1 ABN holders in certain cases

Purchasing a vehicle mainly for business purposes

Over 18 years of age at the time of application

Low doc options available for eligible applicants

What Lenders Look At for Business Car Loans

When assessing a business car loan application, lenders consider a range of factors to determine the most suitable finance option for you.

ABN age and GST registration

Having an established ABN, with or without GST registration, can strengthen your application.

Credit score and repayment history

A positive track record of meeting repayments shows reliability and can attract better rates and terms.

Vehicle age and type

Newer vehicles may be easier to finance, while older models might require extra checks.

Loan term and repayment structure

The way your repayments are set up, including any balloon payment, can influence lender assessment.

Business financial stability

Consistent income or healthy cash flow demonstrates your ability to manage repayments comfortably.

How Much Can I Borrow?

The amount you can borrow usually depends on the value of the vehicle and your business profile. In many cases, lenders can offer up to 100% finance, which means you may not need to pay an upfront deposit. At Finance Barn, we help set up your loan so your cash flow stays healthy and your business can keep moving.