No impact on credit score
45+ Lenders Australia Wide
Obligation-Free Quotes
Why Finance Your Marine Adventure with Finance Barn?
Quick and easy online form to check your eligibility
Our network of lenders helps fast-track your application so you can be on the water sooner.
Finance available for a wide range of visa types, including bridging visas
Finance available for a wide range of visa types, including bridging visas
Dealer or Private Sale Options
Whether you’re purchasing through a dealership or a private listing, we can help make it happen.
Options with no deposit
Choose from flexible loan terms, from 1 to 7 years, tailored to your budget and plans.
What You’ll Get with Finance Barn
Loan sizes from $10,000 to $100k
Options with no deposit
Pre-approvals available
No early repayment penalties with select lenders
Quick application process with fast turnaround times
Personalised service
Each lender has slightly different rules, but here are the general requirements:
Consistent income (employed, self-employed, or contractor)
Visa length - usually 2.5 years or more remaining on your current visa.
Hold valid Australian ID and meet residency requirements
Deposit - not always required, but having some savings can strengthen your application.
Can comfortably manage your repayments without stretching your budget
Getting a car loan while you are on a visa can be a smart move in the right circumstances. Here are some situations where it may work well for you:
You plan to stay in Australia for the long term
You need reliable transport for work
Options to refinance or upgrade in the future
You want to start building your credit history
You have stable income and employment