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Why Choose Equipment Finance with Finance Barn?
Finance for Almost Any Equipment
From construction machinery to commercial kitchen fit-outs, we can help you secure the tools you need to keep your business moving.
Fast, Hassle-Free Approvals
A smooth application process that keeps downtime to a minimum so you can get back to work sooner.
Options that Work for Your Cash Flow
Potential for tax-deductible repayments and structures designed to help manage your business expenses.
Choice from a Wide Range of Lenders
We compare multiple trusted lenders across Australia to help you find a solution that suits your business.
How Equipment Finance Works at Finance Barn
Equipment finance can help you purchase or lease the machinery, tools, technology, or assets you need to keep your business running smoothly. Whether you are a tradie, café owner, manufacturer, or transport operator, we can connect you with a finance option that suits.
We take the time to understand your cash flow, the type of asset you are buying, and your business goals so the finance works for you, not against you.
Competitive interest rates
Loan Amounts from $5,000 to $1,000,000+
Funding for a Wide Range of Equipment(New and Used)
Low Doc Options for Eligible Applicants
Structured Repayment Plans
No upfront deposit required for eligible businesses
Am I Eligible for an Equipment Loan?
Am I Eligible for an Equipment Loan?
A sole trader, business owner, or running a start-up in Australia
Over 18 years of age at the time of application and have a valid ABN
Are using the asset for business purposes
Business operating for 3 months or more ideally but we can help Day 1 ABN holders in certain cases
Have a business plan or forecast if you are a start-up
Low doc options available for eligible applicants
Type and age of equipment
New, high-value equipment typically attracts better rates than older or specialised assets with lower resale value.
Your Credit Profile and Financial Position
A solid repayment history and steady business income can help strengthen your application.
Deposit or No-Deposit Options
Some lenders offer 100% finance, while others may require an upfront contribution depending on the asset and your profile.
Loan Term and Repayment Structure
The length of the loan, balloon payments, and repayment frequency can influence how the loan is structured.
ABN Registration and GST Status
Having an active ABN, and in some cases GST registration, can increase lender confidence and open up more finance options.
How Much Can I Borrow?
Is Equipment Finance Right for You?
You want to upgrade or expand your operations
You need new equipment without tying up your cash reserves
You prefer owning equipment over long-term leasing
You value quick, low-doc approvals for eligible applicants
You want the flexibility to finance assets from a dealer or private seller