Flexible Personal Loans for Every Need

From medical bills to weddings, renovations, or even a well-deserved holiday - our wide panel of lenders makes it easier to secure a loan that suits your circumstances, with no hidden surprises along the way.

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No impact on credit score

45+ Lenders Australia Wide

Obligation-Free Quotes

Why Choose Personal Loan with Finance Barn?

Quick & Simple Approvals

We work with a wide panel of lenders to help fast-track your application.

Competitive Rates

Whether it’s a brand-new caravan or a well-loved motorhome, we can help find finance to suit your choice.

Wide Lender Choice

Access competitive offers from a diverse panel of trusted Australian lenders.

Debt consolidation

Simplify multiple repayments into one manageable loan.

How We Make Personal Loan Easy

A personal loan can help you take control of your finances or make important plans happen sooner. Whether you are consolidating debts, covering a big expense, or just looking for a bit of extra breathing room, we work with a wide panel of lenders to find an option that suits your situation.

What You Can Expect with Finance Barn

Loans from $5,000 to $95,000

Flexible repayment plans (weekly, fortnightly, monthly)

Competitive rates with lender choice

Fast turnaround with same-day approvals possible

Flexible loan amounts and repayment terms

Consolidate debt into one repayment

Am I Eligible for Personal Loan?

Stable income

Valid ID and residential status

Credit History

Can show you can comfortably make the repayments based on lender checks

Over 18 years of age at the time of application

What Can Influence Your Personal Loan Rate?

When lenders assess your application, they look at several factors to decide the rate they can offer. While every lender is different, some of the main things that may influence your personal loan rate include:

Credit History

A solid or improving credit profile can help secure more competitive offers.

Secured vs unsecured

Secured loans (backed by an asset like a car) often have lower rates than unsecured loans.

Income & Employment Stability

Consistent income from employment, self-employment, or other reliable sources boosts lender confidence.

Property Ownership

Owning a property or having an existing mortgage can sometimes qualify you for discounted rates with certain lenders.

Loan Amount & Term

The amount you borrow and the length of your loan term can affect your interest rate and overall repayment cost.

What Personal Loan Amount Could You Access?

The amount you may be able to borrow will depend on your personal situation and what the lender is comfortable with. In most cases, personal loans in Australia range from $5,000 up to $75,000 or more.

Why Consider a Personal Loan?

Personal loans can be a flexible way to manage your finances. Instead of juggling multiple credit cards or dipping into your savings, a personal loan can give you: