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FINANCE BARN COMMERCIAL
Work is coming in. Cash isn’t keeping up.
Wages due before the client pays. Gear needed before the contract starts. A tax bill landing in a quiet month. Finance Barn Commercial works out what is really going on in your business, then structures business finance to fit, across major, non-major and private lenders.
Tell us what’s going on
A business finance broker will call to understand your situation and talk through options. No obligation.
COMMON SITUATIONS
Which of these sounds like you?
Wages go out every week. Clients pay in 30 to 45 days.
Payroll and cash flow funding for labour hire, recruitment, NDIS and other service businesses.
Cash flow solutions →
One big client. One big invoice. A long wait to get paid.
Invoice finance that may release cash tied up in approved invoices on 60 to 120 day terms.
Large invoice funding →
The job needs gear before it pays.
Equipment, truck and vehicle finance structured around the contract and your cash flow.
Equipment and vehicles →
Claim certified. Still not paid.
Funding for civil, trades and contractors to cover mobilisation, wages and the gap between claims.
Construction and projects →
Some months are flat out. Others are dead quiet.
A line of credit or working capital facility for seasonal and lumpy trading months.
Line of credit →
HOW WE WORK
We start with the problem, not the product.
1
Understand the business
We ask how money moves through your business: who pays you, when, and what is coming up.
2
Structure the solution
We work out the facility, term and repayment pattern that fits the problem, not just the amount.
3
Match the lender
We look across our panel of major, non-major and private lenders for the policy that fits your situation.
4
Stay through settlement
We handle the paperwork and lender questions, and keep you updated until funds settle.
TODAY AND TOMORROW
Built for today. Structured for what’s next.
✓
Solve today’s gap
We start with what’s pressing now: payroll, a progress claim, a supplier deposit or a piece of equipment.
✓
Limits that can grow
Where it suits, we look for facilities that can increase as your turnover and contracts grow, rather than a fixed one-off.
✓
Fewer costly refinances
We think about the next two or three years, so today’s loan is less likely to need replacing in a hurry.
✓
Options kept open
We set things up with the next contract, vehicle or property in mind, so one facility doesn’t block the next. Subject to lender approval.
INDUSTRIES WE KNOW
We know how your industry gets paid.
Tell us what’s going on.
A short call is usually enough to see whether funding could help now, and how it could be set up for what comes next. No obligation. Business purposes only. Subject to lender approval; fees and terms apply.